Opportunica – Terms of Service

Terms of Service

Last Updated: 15.06.2025

These Terms of Service (“Terms”) govern your access to and use of the Opportunica website and any related services, applications, or platforms (collectively, the “Service”). By accessing or using the Service, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not use the Service.

If you are using the Service on behalf of a company or other legal entity, you represent that you have the authority to bind that entity to these Terms. In that case, “you” and “your” will refer to the entity you represent. You also represent that you will use the Service in compliance with all applicable laws and regulations.

PLEASE READ THESE TERMS CAREFULLY, as they contain important information regarding your legal rights, remedies, and obligations. They include various limitations and exclusions, and a clause governing jurisdiction and venue for disputes.

1. Account Registration and Eligibility

In order to use certain features of the Service, you may need to create an account. By creating an account or using the Service, you agree to the following:

Accurate Information: You must provide truthful, accurate, and complete information during the registration process (including your name, a valid email address, and any other required details) and keep this information up-to-date. You shall not use false identities or impersonate any other person or entity through your account.
Eligibility Age: You must be at least 18 years old (or the age of legal majority in your jurisdiction) to create an account and use the Service. Individuals under 18 but at least 13 years old may only use the Service with the involvement and consent of a parent or legal guardian. The Service is not intended for children under 13, and no one under 13 may create an account.
Account Security: You are responsible for maintaining the confidentiality of your account login credentials (such as your username and password). You must not share your account credentials with others. If you suspect any unauthorized access to or use of your account, you must notify us immediately at support@opportunica.com (or another contact method we provide). Opportunica will not be liable for any loss or damage arising from your failure to safeguard your account.
Responsible Use: You are responsible for all activities that occur under your account, whether or not authorized by you. This means you should monitor your account and restrict access to your devices. If you choose to allow employees, agents, or other third parties to access the Service through your account, you are responsible for ensuring that they comply with these Terms.
One Account Per User: Unless expressly permitted, you may not maintain more than one account or transfer your account to any other person or entity. We reserve the right to refuse registration or cancel an account if we determine, in our sole discretion, that the user has violated these Terms or posed a security/fraud risk.
Account Suspension or Termination: We may suspend or terminate your account at any time if we have reason to believe that you have violated these Terms, provided false information, or engaged in conduct that harms our interests or those of other users (see Section 7 on Termination). We may also suspend your account to comply with legal requirements or upon government request. In such cases, we will make a good-faith effort to notify you (unless legally prohibited or if the suspension is urgent due to security concerns).

2. User Responsibilities and Acceptable Use

By using Opportunica, you agree to use the Service only for lawful purposes and in compliance with these Terms. You are strictly prohibited from:

Violating the Law: Using the Service to violate any applicable law, regulation, or ordinance. This includes (but is not limited to) laws governing privacy, data protection, intellectual property, spam, export control, and financial regulations. You must not use the Service to engage in or promote any illegal activity.
Infringing Rights: Uploading, posting, transmitting, or otherwise making available any content that infringes or misappropriates any third party’s intellectual property rights, privacy rights, publicity rights, or other personal or proprietary rights. This means you will not use the Service to distribute unauthorized copyrighted material, trademarked logos, trade secrets, or any content that you do not have the right to share.
Harmful or Offensive Content: Posting or transmitting any content through the Service that is unlawful, harmful, fraudulent, defamatory, obscene, pornographic, vulgar, threatening, harassing, hateful, or otherwise objectionable. You may not use the Service to stalk, harass, or harm another individual, or to exploit or harm minors in any way.
Disruptive Acts: Engaging in any activity that could interfere with or disrupt the integrity, security, or performance of the Service or the data contained therein. Prohibited activities include:
- Introducing viruses, worms, malware, Trojan horses, or other harmful code into the Service.
- Attempting to gain unauthorized access to the Service or its related systems, servers, or networks (for example, by hacking, password “mining,” or any other illegitimate means).
- Using any automated system (such as scripts, bots, or scrapers) to access, query, or index the Service in a manner that sends more requests to our servers than a human could reasonably produce in the same timeframe. (Exception: operators of public search engines may use spiders to copy materials from the site for the sole purpose of creating publicly available searchable indices, unless we specifically instruct otherwise in our robots.txt file.)
- Attempting to disable or circumvent any security or access control mechanism of the Service.
Misrepresentation and Impersonation: Impersonating any person or entity, or falsely stating or otherwise misrepresenting your identity or affiliation with a person or entity. You must not mislead others as to the origin or source of any communications coming from the Service (for example, by spoofing headers or other identifiers).
Excessive Use or Overloading: Using the Service in a manner that imposes an unreasonable or disproportionately large load on our infrastructure. This includes generating excessive traffic, whether by automated or manual means, that could hinder the experience of other users.
Commercial Use without Authorization: Using the Service for any commercial purpose not expressly permitted by Opportunica. You may not resell, redistribute, or sublicense our Service to any third party without our prior written consent. If the Service includes any APIs or developer tools, you must use them in accordance with any applicable developer terms.
Data Mining and Extraction: Extracting or harvesting any information or data from the Service (whether using automated tools or manual processes) for any purpose not explicitly authorized, including scraping for machine learning or other data gathering. You also agree not to compile a database or directory of information extracted from our Service.

We reserve the right to monitor the use of the Service for compliance with these Terms. If we suspect any breach of this Section 2 (Acceptable Use) or any other provision of these Terms, we may investigate and take appropriate action, such as removing or disabling content, suspending or terminating accounts, and/or reporting you to law enforcement authorities.

3. Intellectual Property Rights

All rights, title, and interest in and to the Service, including any content, information, software, text, displays, graphics, logos, design, compilation (meaning the collection, arrangement, and assembly), and all other material provided by Opportunica are the exclusive property of Opportunica and its licensors. These materials are protected by intellectual property laws and treaties around the world. Specifically:

Opportunica Materials: The Opportunica name, logo, and all related product and service names, designs, and slogans are trademarks or service marks of Opportunica (or its affiliates or licensors). You are not permitted to use these marks without our prior written consent. All other names, logos, product names, or trademarks on the Service are the property of their respective owners and may not be used without permission.
License to Use Service: Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Service for your internal business or personal use. This license does not include any right to copy, modify, publicly display, publicly perform, distribute, or reverse engineer any part of the Service or the content provided (except as allowed under mandatory law). You must not remove or obscure any copyright, trademark, or other proprietary rights notices on the Service or in any content.
Restrictions: You must not reproduce, duplicate, copy, sell, trade, resell, or exploit for any commercial purpose any portion of the Service or content from the Service without express written permission from Opportunica. Additionally, you may not decompile, disassemble, or reverse engineer any of the software or technology underlying the Service, except to the extent that such restriction is expressly prohibited by applicable law.
Open Source Components: Some portions of our software or Service may use open-source software or libraries. Such open-source components are licensed under their own terms, which will be made available to you. Nothing in these Terms limits your rights under, or grants you rights that supersede, the license terms of any applicable open-source software.

Except for the limited use rights expressly provided above, no rights or licenses to the Service or any Opportunica intellectual property are granted to you by implication or otherwise. Opportunica and its licensors reserve all rights not expressly granted in these Terms.

4. User Content

In the course of using the Service, you and other users may provide or upload content, information, or materials (collectively, “User Content”). This can include, for example, data you input into your profile, messages or feedback you send to us, or any other material you submit through the Service.

Your Rights: You retain ownership of any intellectual property rights that you hold in your User Content. Opportunica does not claim ownership over your User Content. The Terms do not give us any rights to your content except for the limited rights that are needed to provide the Service, as explained below.
Your License to Us: By submitting or uploading User Content to the Service, you grant Opportunica a worldwide, non-exclusive, royalty-free, fully paid-up, sub-licensable (to our contractors and service providers for the sole purpose of helping us provide the Service), and transferable license to use, host, store, reproduce, modify (for technical purposes, e.g., making sure content displays correctly on various devices), create derivative works of (for example, adaptations or translations as necessary), communicate, and distribute your User Content solely for the purposes of operating, improving, or providing the Service to you and other users. This license continues even if you stop using our Service, but certain User Content (like information you’ve made public or shared with others) may persist unless you delete it or request its deletion. We will not use your content for any purpose other than to provide the Service or as otherwise permitted by our Privacy Policy.
Your Responsibilities for Content: You are solely responsible for all User Content you submit or contribute. This means you affirm, represent, and warrant that: (a) you either own your User Content or have obtained all necessary rights and permissions to grant us the above license; and (b) your User Content, and our use of it as permitted by these Terms, does not and will not infringe, misappropriate, or violate any third party’s rights (including intellectual property rights and privacy rights) or any law. Do not upload or share content that you do not have permission to share.
Prohibited Content: User Content must comply with the Acceptable Use requirements in Section 2. We reserve the right to remove or disable access to any User Content for any or no reason, including if we, in our sole discretion, consider it to violate these Terms or any applicable policy or law. However, we are not responsible for any failure or delay in removing such material.
No Liability for User Content: Opportunica is not responsible or liable for any User Content posted by you or any other user. The opinions and content posted by users are theirs alone and do not necessarily reflect the opinions of Opportunica. We do not guarantee the accuracy, integrity, or quality of any content submitted by users. Under no circumstances will Opportunica be liable in any way for any User Content, including any errors or omissions, or any loss or damage of any kind incurred as a result of the use of any User Content made available via the Service.
Backup and Removal: You are encouraged to maintain your own backup of any important User Content you upload to the Service. We provide tools that allow you to delete certain content, but even after removal from the Service, backup copies may persist for a reasonable period of time in our archive or backup systems. Additionally, copies of User Content that you have shared with others (for example, in collaborative areas) may remain visible if those others have not deleted it.

By providing User Content, you also acknowledge that we may use your feedback or suggestions regarding the Service without any obligation to you. Specifically, if you choose to send us any ideas, suggestions, or feedback, you agree that we can use and share (or not use) such feedback for any purpose in any manner without compensation or credit to you.

5. Use of Company Names and Logos

Opportunica may, from time to time, seek to showcase the companies or organizations that use our Service. If you sign up for an Opportunica account using an email address associated with a company or organization, or otherwise indicate an affiliation with an entity, the following terms apply:

License to Company Name/Logo: You grant Opportunica a limited, worldwide, royalty-free license to use your company or organization’s name and logo for the sole purpose of identifying your company as a user of the Opportunica Service. This may include displaying the logo and name on our website’s homepage or landing pages, in customer lists, in presentations, or in other marketing materials. The use will typically be in a “trusted by” or “customers include” section, and will be made in a manner to reference your organization as a user or client of Opportunica’s services.
No Endorsement Implied: Our use of your name and logo under this Section is not intended to suggest any official endorsement of Opportunica by your company, but merely to indicate that your organization is or has been a user of our Service. We will not make specific promotional statements (beyond use of the name/logo) about your company without separate permission.
Opt-Out Right: We respect that some organizations may prefer not to be publicly listed. If you do not wish for us to use your company’s name or logo, you may opt out at any time. You can do this by contacting us at support@opportunica.com (or another designated contact) with a request to remove your company name/logo. Upon receiving such a request and verifying the authenticity of the request (for example, we may need to confirm that it comes from an authorized representative of the domain or company), we will promptly cease use of your name and logo in future publications and will make commercially reasonable efforts to remove it from our websites and marketing materials.
Ownership of Marks: You retain all goodwill and ownership rights to your trademarks, logos, and names. Other than the limited license granted above, nothing in these Terms transfers or licenses any of your intellectual property rights to Opportunica. Similarly, nothing herein grants you any rights to use the Opportunica name or logos, except as may be permitted under a separate written agreement or our brand usage guidelines (if provided).
Mutual Representations: You represent and warrant that you have the necessary rights and authority to grant the license in this Section for your company’s name and logo. Opportunica represents that it will use your marks in a manner consistent with any brand guidelines you provide and in accordance with applicable trademark law (e.g., using the marks as they appear publicly and not altering them without permission).

This clause is meant to facilitate a common practice of indicating the brands or companies that use a service. We appreciate your support and are proud to list our users, but we understand if an organization prefers not to be included.

6. Privacy

Your privacy is very important to us. Our Privacy Policy describes how we collect, use, and protect your personal data when you use the Service. By using the Service, you consent to the collection and use of information as outlined in the Privacy Policy. If there is a conflict between these Terms and our Privacy Policy with respect to personal data, the Privacy Policy will govern.

Please review the Privacy Policy carefully. It is incorporated into these Terms by reference and forms part of our agreement with you. Among other things, the Privacy Policy details: what information we collect from users, how we use and share it, how we safeguard it, and your rights regarding your personal data.

GDPR and CCPA: If you are in a jurisdiction such as the European Economic Area or California, additional privacy rights and protections may apply to you (as described in the Privacy Policy, under GDPR and CCPA compliance sections). Opportunica is committed to compliance with applicable data protection laws. For example, if you are an EU resident, we process your personal data in accordance with GDPR principles, and if you are a California resident, we honor the CCPA rights. Using our Service does not override or waive any data rights you may have under these laws.

If you have questions about privacy or data protection, you can contact us as described in the Privacy Policy. By using the Service, you acknowledge that internet transmissions are never completely private or secure and that any data you send to us may be accessible by others, as described in the Privacy Policy.

7. Termination

Termination by You: You may stop using the Service at any time. You may also delete your Opportunica account at any time if you no longer wish to use our Service. To delete your account, you can follow the instructions within the Service (if available in your account settings) or contact us at support@opportunica.com with your account deletion request. Termination of your account will be effective once we process your request. Keep in mind that, upon termination, you may lose access to data or content you have provided (subject to our data retention practices outlined in the Privacy Policy).

Termination or Suspension by Us: We reserve the right to suspend or terminate your access to the Service (or any part thereof) at our sole discretion, with or without notice, if we determine that you have violated these Terms or any applicable law, or if your continued use poses a security or legal risk to us or other users. We may also suspend or terminate the Service or any portion of it, or terminate your account, for operational reasons (e.g., discontinuation of the Service) by providing you notice via the email associated with your account or by posting an announcement on our site.

Some examples of situations where we might immediately suspend or terminate your account include:

Breach of the Acceptable Use provisions (Section 2), such as attempting to hack our systems or using the Service for unlawful activities.
Non-payment of any fees owed (if you are using a paid version of the Service and fail to pay on time, subject to any grace period and notices required by law or agreement).
A request by law enforcement or other government agencies, or pursuant to a court order.
Unexpected technical or security issues or problems.

Effect of Termination: Upon any termination of these Terms or your account, your right to use the Service will immediately cease. We may disable your account and deny you access to the Service (including any content you submitted). You must immediately stop using the Service and delete any local software or components of the Service you may have (consistent with Section 3’s license restrictions).

Any provisions of these Terms which by their nature should survive termination will survive, including but not limited to: intellectual property provisions, warranty disclaimers, limitations of liability, indemnity, governing law, dispute resolution, and miscellaneous provisions.

Data After Termination: We aim to delete or anonymize personal data upon account deletion, as described in our Privacy Policy. However, residual copies of your data might remain in our backup systems for a short period. We are not obligated to provide you with copies of data or content in your account after termination, so please ensure you retrieve any important information before terminating your account.

8. Disclaimers of Warranties

Opportunica provides the Service to you on an “AS IS” and “AS AVAILABLE” basis. To the fullest extent permitted by applicable law, Opportunica and its affiliates, suppliers, partners, and agents disclaim all warranties, express or implied, in connection with the Service and your use thereof. This includes, but is not limited to:

No Warranty of Performance: We make no guarantees that the Service will always be available, uninterrupted, timely, secure, or error-free. While we strive to meet the highest service standards, we do not warrant that the Service will meet your requirements or expectations, that any results obtained from the use of the Service will be accurate or reliable, or that any defects or bugs will be corrected.
Quality and Fitness: We expressly disclaim all implied warranties, including the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service or any content provided through the Service is free of viruses, malware, or other harmful components. You assume all risk for any damage to your computer system or loss of data that results from obtaining any content from the Service, including any damages resulting from computer viruses.
Third-Party Content: Opportunica does not control, endorse, or take responsibility for any third-party content available on or linked through the Service (including information in user profiles or third-party links). Any material accessed or downloaded through the Service is done at your own discretion and risk.
No Professional Advice: Unless explicitly stated, Opportunica is not providing legal, financial, or professional advice through the Service. Any information or content provided via the Service is for general informational purposes and should not be relied upon for making significant decisions without consulting more authoritative or individualized advice.

If applicable law does not allow the exclusion of certain warranties, some or all of the above disclaimers may not apply to you. In such cases, the scope and duration of any applicable warranty will be the minimum permitted under such law.

9. Limitation of Liability

To the extent permitted by law, Opportunica and its officers, directors, employees, agents, partners, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, nor for any loss of profits, revenues, data, goodwill, or other intangible losses, arising out of or relating to your use of (or inability to use) the Service. This exclusion applies regardless of the theory of liability (contract, tort, negligence, strict liability, or otherwise) and even if we have been advised of the possibility of such damages. For example, we will not be liable for:

Any loss or damage resulting from your reliance on any content obtained through the Service.
The cost of procurement of substitute goods or services. (If you are dissatisfied with the Service, your sole remedy is to stop using the Service.)
Unauthorized access to or alteration of your transmissions, data, or account.
Statements or conduct of any third party on the Service (including offensive or illegal conduct of other users or third parties).
Any other matter relating to the Service beyond our reasonable control.

In no event shall the total cumulative liability of Opportunica and its affiliates for all claims arising out of or relating to these Terms or the Service exceed the greater of: (a) the total amount (if any) you paid to Opportunica for the Service in the twelve (12) months preceding the event giving rise to the liability, or (b) USD $100.00. This limitation applies collectively to Opportunica, its affiliates, officers, employees, agents, and suppliers.

The limitations of liability in this Section 9 are fundamental elements of the agreement between Opportunica and you. You acknowledge that Opportunica would not be able to provide the Service on an economically reasonable basis without such limitations.

Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages, so the above limitation or exclusion may not fully apply to you. In those jurisdictions, the liability of Opportunica will be limited to the greatest extent permitted by law.

10. Indemnification

You agree to indemnify, defend, and hold harmless Opportunica, its parent company, affiliates, and their respective officers, directors, employees, and agents (collectively, the “Opportunica Parties”) from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, or expenses (including reasonable attorneys’ fees) that arise out of or relate to:

Your use or misuse of the Service, or activities in connection with your account (including any actions taken by persons using your account login with or without your permission).
Your violation of these Terms or any policy referenced herein.
Your violation of any law, regulation, or the rights of any third party (for example, infringement of intellectual property or privacy rights, or claims of defamation).
Any User Content or data you submit or transmit through the Service (including claims that your content infringes or misappropriates the rights of a third party or has caused damage to a third party).

We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you. In that event, you agree to cooperate with our defense of such claim and not to settle any such matter without our prior written consent. Your indemnification obligations will survive any termination of these Terms or your use of the Service.

11. Governing Law

These Terms and any dispute or claim (including non-contractual disputes or claims) arising out of or in connection with their subject matter or formation are governed by and construed in accordance with the laws of the Republic of Latvia, excluding its conflict of law principles. We choose Latvia law given our operational base; however, we do not intend to deprive you of any consumer protections under the law of your home country.

If you are a consumer residing in the European Union, you may have additional rights under the mandatory consumer protection laws of your country of residence. Nothing in this Governing Law section shall override any mandatory protections you are entitled to under the law of your jurisdiction (for instance, certain EU member state laws that might apply to you as a consumer). In any event, the United Nations Convention on Contracts for the International Sale of Goods (CISG) does not apply to these Terms.

12. Dispute Resolution

Initial Resolution: Most concerns or disputes can be resolved quickly and informally by contacting our support team at support@opportunica.com. You agree to try in good faith to settle any dispute, claim, or controversy arising out of or relating to your use of the Service or these Terms by providing written notice to us describing the facts and circumstances (including any relevant documentation) and allowing us 30 days to respond before taking any formal action.

Jurisdiction and Venue: If we are unable to resolve a dispute informally, and unless otherwise required by applicable law, you and Opportunica agree that any legal suit, action, or proceeding arising out of or related to these Terms or the Service shall be brought exclusively in the courts of the Republic of Latvia (or, if jurisdictionally appropriate, the courts of the city of Riga, Latvia). You and Opportunica both consent to venue and personal jurisdiction in such courts, and waive any objections based on inconvenient forum.

Exceptions: Notwithstanding the above, either party may seek injunctive or other equitable relief in any competent jurisdiction to prevent actual or threatened infringement, misappropriation, or violation of a party’s intellectual property rights or proprietary information.

Small Claims Option: If your claim qualifies, you may choose to bring an individual action in a local small claims court instead of the courts specified above, provided that the claim remains on an individual (non-class) basis.

Please be aware that any cause of action you may have arising out of or related to the Service or these Terms must be commenced within one (1) year after the cause of action accrues; otherwise, such cause of action is permanently barred. (This time limit may not apply in certain jurisdictions that do not allow shortening of statutory limitation periods.)

13. Changes to Terms

Opportunica may modify or update these Terms from time to time. When we make material changes to the Terms, we will notify you by updating the “Last Updated” date at the top of this page. In the case of significant changes, we may also provide additional notice to you (such as a banner on our website or an email notification).

Continued Use Equals Acceptance: By continuing to access or use the Service after updated Terms have been posted (and after any notice period, if applicable), you agree to be bound by the revised Terms. If you do not agree to the new terms, you must stop using the Service. We encourage you to review these Terms periodically to stay informed about our rules and your obligations.

Material Changes: What constitutes a “material change” will be determined by Opportunica in good faith and using common sense and reasonable judgment. Examples might include changes to dispute resolution provisions, changes in payment terms (if any), or significant changes in user obligations or rights. Minor changes (such as clarifications, drafting improvements, or changes that do not reduce your rights) may be made without special notice, other than posting the updated Terms.

These Terms (and any modifications) form a binding agreement between you and Opportunica. It is your responsibility to ensure that you read and understand any updates to this agreement.

14. Miscellaneous

Entire Agreement: These Terms, together with our Privacy Policy (and any additional terms explicitly agreed to in writing or provided in specific services or features), constitute the entire agreement between you and Opportunica regarding the Service, and supersede all prior and contemporaneous agreements, understandings, or representations, whether written or oral, relating to its subject matter. Any additional or different terms proposed by you (for example, in a purchase order document) are rejected unless expressly agreed to in writing by Opportunica.
Severability: If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be deemed modified to the minimum extent necessary to make it enforceable (if possible) or removed (if not possible), and the remaining provisions of these Terms will continue in full force and effect. Each provision of these Terms operates separately.
No Waiver: Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. No waiver of any term shall be deemed a further or continuing waiver of that term or any other term. To be effective, any waiver of any provision of these Terms must be made in writing and signed by an authorized representative of Opportunica.
Assignment: You may not assign or transfer these Terms (or any of your rights or obligations hereunder) without our prior written consent. Any attempted assignment in violation of this provision will be null and void. Opportunica may freely assign or transfer these Terms (in whole or in part) as part of a merger, acquisition, corporate reorganization, or sale of assets, or by operation of law or otherwise, without notice to you. These Terms shall be binding upon and inure to the benefit of the parties and their permitted successors and assigns.
No Third-Party Beneficiaries: These Terms do not confer any rights or remedies on any person other than you and Opportunica, except as expressly stated. The parties agree that there are no third-party beneficiaries to these Terms.
Relationship of the Parties: You and Opportunica are independent contracting parties. These Terms do not create a partnership, franchise, joint venture, agency, fiduciary, or employment relationship between the parties. You have no authority to bind or commit Opportunica in any way, and we have no authority to bind or commit you.
Force Majeure: Opportunica will not be liable for any delay or failure to perform its obligations hereunder if such delay or failure arises from any cause or causes beyond our reasonable control. Such causes may include, without limitation, acts of God, natural disasters, pandemic, war, terrorism, riots, labor conditions, government actions, power or internet outages, or failures of third-party service providers. We will use reasonable efforts to mitigate the effect of a force majeure event and resume full performance as soon as feasible.
Notices: We may provide notices or communications to you by email to the address associated with your account, by posting on the Opportunica website, or through any other lawful and reasonable means. You are responsible for keeping your email address updated. Official notices from you to us should be sent to our email or physical address provided on our website (e.g., legal@opportunica.com or a mailing address if listed), with a copy to our registered agent if we have one (if required for legal notice).

By using the Opportunica Service, you acknowledge that you have read, understood, and agree to these Terms of Service. If you have any questions or need further clarification about these Terms, please contact us at info@opportunica.com before continuing to use the Service. Thank you for choosing Opportunica!